![]() ![]() But I’m beginning to think that being cash-only is a goal worthy enough to make a special trip - so that will probably be how I handle it.Īnother option would be to just use the debit card for the first few days of the month and then subtract whatever you’ve already spent from the amount of cash you withdraw when you finally do get to the bank. This is probably my biggest issue, actually! I don’t drive by there super often, and I’m all about staying home as much as possible. Common Problems with the Cash Envelope System - and what to do about them! 1) Not getting to the bank to get the cash out. ![]() You can see it here: How to Make and Use Cash Envelopes for Budgeting. So today I want to discuss some of the common issues with the cash envelope system and some possible ways to solve them. If we’re honest, the issues aren’t really flaws with the system itself, but are probably more a result of, well, let’s just call it “operator error,” shall we? :-) So let’s see if we can come up with ways to change our behavior so that this system will work for us.īTW, I’ve already written a post on how to MAKE cash envelopes. No system will ever be totally perfect all the time, but ironing out the wrinkles in this one means we’ll be that much closer to getting rid of financial frustration for good! And I’m all for that, aren’t you? But I keep coming back to it as the best way to maintain control of our budget, in spite of its flaws. Have you tried using the cash envelope system and given up because it was not successful for you? I feel ya we personally have started and stopped MANY times. ![]()
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